Lapland Insurance

Inghams is an Unregulated Introducer of Campbell Irvine Ltd who are authorised and regulated by the Financial Conduct Authority. We don't sell our own holiday insurance. You can purchase insurance with our recommended provider for walking holidays here and for winter sport specific travel here. It is a condition of booking with us that you and your party take out suitable hiking and winter sports Insurance from a reputable provider. Please note that a standard travel insurance policy, including many ‘free’ bank and credit card policies, will not cover hiking to an altitude above 2000m or winter activities such as skiing, husky, reindeer and snowmobile safaris and we ask you to please check with your insurance policy provider that you have adequate cover for any activities you plan to participate in, including the optional Guided Walks.

You will need to have a winter sports travel insurance policy in place before you head off skiing. We have outlined everything you need to know about winter sports travel insurance on our Ski Insurance page, and in our handy Quick Guide: Ski Insurance Explained guide.

For the quick answer- many basic travel insurance policies deliberately exclude cover for any winter sports related injuries or incidents (including the theft of expensive skis and snowboards). This is because there is a much higher chance that you will suffer an injury (that might lead to medical treatment, hospital stays and evacuation back to the UK) doing winter sports than you would in another holiday scenario. For more information, please read the information we have provided on what our Ski Insurance policy holds, and if it’s all new to you, then our Quick Guide: Ski Insurance Explained may come in handy!